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Permanent Life Insurance Protection

Keep You Cottage Preserve Your Wealth Provide a Legacy Lower Your Tax Bill
Customized Insurance Protect Your Savings Loan Into Income Minimize Taxes
Permanent Protection Tax Efficient Inheritance Supplemental Income
Term Free Income Save $ On Your Loan Lower Volatility

Three Great Ways to get Permanent Protection

Permanent Life insurance comes in many different flavors. Today, Im going to focus on three types – Universal Life, Guaranteed Universal Life and Term 100 insurance. Each has a different combination of features which make them appealing to those with differing insurance needs.

Firstly, if you want complete flexibility and a host of optional benefits, Universal Life is the best choice. There is a great deal of flexibility with regards to premium payment schedules, policy and protection options, bonus plans and optional benefits. Universal Life plans also generally contain a diverse selection of tax-advantaged investments. These tax advantages make Universal Life an excellent choice as an investment vehicle, even if the insurance protection is not necessarily needed.

Secondly, if predictability of premiums is your main concern, then Guaranteed Universal Life may be more appropriate. With Guaranteed Universal Life, you know exactly what you are going to pay over the life of the policy. You pay premiums until the charges cease date and the policy stays in force for life. Guaranteed Universal Life does not have as many options as Universal Life, nor does it have the broad range of available investments. However, for those who value predictability, Guaranteed Universal Life is an excellent solution.

Finally, if inexpensive no-frills permanent insurance is all you require, then Term 100 is the ideal solution. Term 100 combines the low cost of term insurance, with the permanent protection and tax-deferred savings benefits of Universal Life.

Whatever your insurance needs, these 3 permanent life insurance products have the flexibility and affordability to suit your situation.

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To learn more about permanent life insurance, give me a call at 1-877-628-5762
I’d be happy to help you out.


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