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Preserve the Value of Your Capital Property
Keep You Cottage Preserve Your Wealth Provide a Legacy Lower Your Tax Bill
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Preserve the Value of Your Capital Property

Whether they realize it or not, all Canadians have a joint beneficiary on their estate the Canada Revenue Agency (CRA). In cases where you own capital property whose market value has grown, your tax liability when the capital gain is realized can be substantial.

No one wants to see the wealth they have spent a lifetime accumulating get drastically reduced before it is passed on to their heirs. Luckily, you have a solution. Using Universal Life, and my Capital Gains Tax Equalizer strategy you can offset this tax liability and pass your full wealth to your heirs.

How does it work?

1. Calculate the estimated tax liability on your estate (I can help!).
2. Purchase a Universal Life policy using the Joint-Last-To-Die feature, setting the
    death benefit to replace your expected loss to taxes.
3. Upon the second death, the death benefit offsets the tax liability triggered by
    the transfer of capital property to your intended beneficiaries.

Benefits of the Capital Gains Tax Equalizer

1. Creates tax-free dollars for a fraction of the cost.
2. Transfers the full value of capital property to your heirs.
3. You can enjoy your retirement without worrying about leaving a huge tax
    liability behind.
4. Replaces your hard-earned dollars that are inherited by the CRA.
5. Potentially provides additional funds for other death taxes and fees.

Free Insurnce quotes over the PhoneTo find out the estimated tax liability on your estate or to learn more about the Capital Gains Tax Equalizer strategy, give me a call at 1-877-906-6762 Ext. 232. I would be happy to discuss it with you.
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